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While Banyo offers the advantage of being a regulated broker under the FSA, there are some downsides to consider. The high minimum deposit of JPY 10,000 might be a barrier for beginner traders or those with smaller budgets. Moreover, Banyo’s lack of detailed transparency on fees and account types may cause concerns about hidden costs, which are often highlighted in Banyo reviews. These factors should be kept in mind before deciding to log into your Banyo account and start trading.