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Banco de la Pampa is not considered a fully legitimate institution due to its lack of regulation. Despite being in operation since 2000, the absence of oversight from regulatory authorities raises concerns about its legitimacy. Without a verified license, there's no way to ensure the bank adheres to required financial and legal standards. From my point of view, it’s crucial to work with regulated institutions that offer transparency and financial security. The lack of regulation at Banco de la Pampa is a red flag, making it unreliable for anyone seeking a secure financial service.